Best Instant Access Rates

[planteria]

The Lifetime ISA is the 27year death knell for the State Pension. If you think any 40-year old will be better off at 67 than a 67 year old is now, then you're clueless.

of course some will be. i don't see it as a death knell, either. the state pension is vitally important for many millions of people. i actually don't think the LISA or HTBISA, or JISA - for that matter, are of enormous significance.

[expressman33]

http://www.moneysavingexpert.com/saving ... t-interest

[Sarah]

Nationwide have just notified customers that they're cutting the Loyalty Saver 15yr Iss 4 rate again from 0.95% to 0.75% on 1 March 2017. In a way understandable, as they were paying a market leading rate, but also annoying as I'd just started using this account again and they look a bit silly & miserly for cutting the rate twice on a loyalty account in response to a single BOE cut!

[planteria]

agreed. i had been using Nationwide and Yorkshire..

[expressman33]

Tescos
Paying 3% on their current account for £3,000
No need for DD's or payment in
Can have 2

currently suspended for new applicants http://www.tescobank.com/current-accounts/

[Sarah]

That's slightly ominous; so presumably Tesco Bank are getting a little too much media attention or considering changes (or both)!