Best Instant Access Rates

Money, investing, mutuals etc

Re: Best Instant Access Rates

Postby kevinchess1 » Thu Oct 13, 2016 7:44 pm

I don't undersatnd your Q
The 5% cashback for contactless spending is not changing
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Re: Best Instant Access Rates

Postby Luke_PieStalker » Thu Oct 13, 2016 11:19 pm

kevinchess1 wrote:I don't undersatnd your Q
The 5% cashback for contactless spending is not changing


This is true. still listed as available till Sept 2017 on their site.

Plant - As for switching Accounts - i would move quick of any switching incentives on offer as no doubt they will be next in line when they have stripped every percentage point they can off savings rates.

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Re: Best Instant Access Rates

Postby kevinchess1 » Fri Oct 14, 2016 2:11 pm

Luke_PieStalker wrote:Where to move though? Might as well invest in one of Kevs greyhounds with the rates on offer at moment. :thumbdown:


Stick it in my greyhound :?:
Didn't you get a warning from the kennel Club about that?
Isn't that why they though you out of Crufts?
That poor thing STILL holds the World record for the 400m dash
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Re: Best Instant Access Rates

Postby Sarah » Thu Jan 05, 2017 8:52 am

TSB Classic Plus interest rate & balance changes now in effect; so it's time to withdraw at least £500 from these accounts...
http://www.tsb.co.uk/news-releases/tsb- ... ssic-plus/

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Re: Best Instant Access Rates

Postby planteria » Thu Jan 05, 2017 9:17 am

good reminder Sarah.
i will just knock it down with my round robin. i don't need to leave £250 for the regular saver or £100 for spending behind either.. in effect it's just a £1500 Savings Account now.

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Re: Best Instant Access Rates

Postby expressman33 » Thu Jan 05, 2017 10:40 pm

Sarah wrote:TSB Classic Plus interest rate & balance changes now in effect; so it's time to withdraw at least £500 from these accounts...
http://www.tsb.co.uk/news-releases/tsb- ... ssic-plus/



when I go to account benefits currently on my accounts it says
Change to Classic Plus and earn an attractive rate of monthly interest on balances up to £2,000.
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Re: Best Instant Access Rates

Postby kevinchess1 » Thu Jan 05, 2017 11:25 pm

Guessing they haven't updated it
But I got an email saying aboyut the changes from 4 Jan
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Re: Best Instant Access Rates

Postby Bruce » Sat Jan 07, 2017 9:04 pm

With the TSB balance reduction, plus my Lloyds and Ipswich regular savers coming to an end soon, I've got an excess of cash without any "high" interest places to stick it.

All my money needs to remain instant access (or near instant) as possible - I'm (still, three years later) looking to buy a house - living in one of the most expensive cities outside of London hasn't helped with this search.

The highest instant access I have open is 1.05% (which will probably drop soon anyway).

I have the following regular savers open (with staggered maturity dates, to cycle the money), not sure if anyone is aware of anything I may have missed (above 2%)?
Nationwide 5%
Lloyds 4%
Halifax HTB ISA 3.5%
Ipswich BS 3.25%
Leeds BS Issue 3 2.3%
Leeds BS Issue 4 2.3%
Virgin e-Issue 1 2.25%
Virgin e-Issue 2 2.25%

Also, I'm thinking about putting the excess money back into Premium Bonds. Anyone thought about the same?

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Re: Best Instant Access Rates

Postby kevinchess1 » Sat Jan 07, 2017 9:15 pm

Tescos
Paying 3% on their current account for £3,000
No need for DD's or payment in
Can have 2
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Re: Best Instant Access Rates

Postby Bruce » Sat Jan 07, 2017 9:16 pm

kevinchess1 wrote:Tescos
Paying 3% on their current account for £3,000
No need for DD's or payment in
Can have 2

Thanks Kev, but I have all the current accounts, well:
Lloyds
Bank of Scotland x3
TSB x2
Tesco x2
Halifax Reward

Also had Nationwide, but my year ended. No Santander, for various reasons.

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