Back on topic and away from unnecessary sniping... The 'cashback kept' as Richard describes it includes the £5 a year fee that Quidco charged all members until a free category was introduced 12(?) months ago. And TCB now also have a premium section. I guess the 'cashback kept' heading also includes ...
This article might shed a little light http://www.telegraph.co.uk/finance/personalfinance/bank-accounts/10931477/New-law-to-help-all-in-one-accounts.html Yes it does The British Bankers’ Association said it recognised the value of these services but also had “real concerns” about sharing bank detai...
Thanks for clarifying on the debtors/creditors. I am surprised that payouts are made before money is received - I assumed the long period between click and award was to allow for this.