But it's the percentages that matter, people. The percentages 8-) Spoken like an expert bulls*itter!! :) You can cover up a lot of things with statistics. You may remember this thread . We know from history that claims on other sites RY was formerly associated with didn't appear to be chased. Many ...
I would have thought the best solution is to have no rules. Have a massive free-for-all. Then leave it to a high-and-mighty moderator to warn and ban a few people, create a bit of tension and animosity. THAT'S what forums thrive on and why people keep coming back. Remember the good old days? :mrgreen:
The cashback guarantee was the main reason why I've shifted the bulk of my transactions from TCB to imutual. In my book the guarantee more than makes up for the occasional slightly lower cashback rate on certain merchants. Happy to say that on the first occasion I've had to claim under the guarantee...