Search found 762 matches

by pabenny
Tue Mar 26, 2019 12:52 pm
Forum: Finance & property
Topic: Apple Card
Replies: 16
Views: 149

Re: Apple Card

All those things are true, and indeed very little consumer credit is secured. I also didn't mention that credit card borrowing is convenient (once I have a card, I can spend up to the limit without having to apply for a new loan each time) and flexible (I could spend £1000 today and repay it next we...
by pabenny
Tue Mar 26, 2019 11:57 am
Forum: Finance & property
Topic: Apple Card
Replies: 16
Views: 149

Re: Apple Card

I agree with parchedpeas. s75 protection is invaluable and the cashback or other rewards are free money for those who pay their balance in full. The charges on balance transfers make them a very low cost way of borrowing. Debt is not bad per se. Few of us have trouble with the idea of a mortgage to ...
by pabenny
Tue Mar 26, 2019 6:07 am
Forum: Finance & property
Topic: Apple Card
Replies: 16
Views: 149

Re: Apple Card

US only. Merchant and interchange fees are capped over here. 2% cashback would be loss-making unless they could recoup it from fees and interest.
by pabenny
Sun Mar 24, 2019 2:30 pm
Forum: Life's little questions
Topic: Brexit Bounces
Replies: 80
Views: 1433

Re: Brexit Bounces

Who cares what she wears? The PM's choice of coat is amongst the least important things about the country's present predicament.
by pabenny
Sat Mar 23, 2019 4:44 pm
Forum: Finance & property
Topic: 40 stores to close... (part 3)
Replies: 128
Views: 8169

Re: 40 stores to close... (part 3)

interesting observations pabenny.. my home town is struggling as a town centre, but has 3 Poundland stores, two of them the largest format i've seen, and all seem to do ok. There will always be locations where a weak retailer can (appear to) thrive. TBH I'm in two minds about Poundland. It's really...
by pabenny
Sat Mar 23, 2019 9:06 am
Forum: Finance & property
Topic: 40 stores to close... (part 3)
Replies: 128
Views: 8169

Re: 40 stores to close... (part 3)

Debenhams seems to be teetering. For me the only surprise is how long it's survived. Who next? The 'value' retailers have been expanding rapidly and there may be too many of them - B&M have picked up lots of sites from Homebase and other distressed stores, which may help with rents. TJ Morris (Home ...
by pabenny
Sat Mar 23, 2019 8:44 am
Forum: Finance & property
Topic: 40 stores to close... (part 3)
Replies: 128
Views: 8169

Re: 40 stores to close... (part 3)

Wren filed their 2018 accounts 4 days ago. They had £52m in the bank. Wren filed their 2018 accounts 4 day ago. They had net current liabilities of £61millon. Although it's true that Wren do have ample cash in the bank, part of my point was that this is not stated in the article. People often confl...
by pabenny
Fri Mar 22, 2019 3:17 pm
Forum: In the news
Topic: New Technology will change future car driving
Replies: 26
Views: 323

Re: New Technology will change future car driving

macliam wrote:
Fri Mar 22, 2019 1:37 pm
unlikely to be made in the UK long-term if there are tariffs in place with the EU and in the light of the free-trade deal signed between Japan and the EU.
But we will have Taken Back Control. So it won't matter that thousands of workers in the auto industry lose their jobs.
by pabenny
Fri Mar 22, 2019 3:13 pm
Forum: In the news
Topic: Saving The Planet is about to cost you money
Replies: 33
Views: 615

Re: Saving The Planet is about to cost you money

From a thread about a petition regarding cannabis
Boro Boy wrote:
Thu Feb 28, 2019 9:41 pm
The response:

Government responded:
We have no intention of legalising cannabis
by pabenny
Fri Mar 22, 2019 12:36 pm
Forum: Life's little questions
Topic: Brexit Bounces
Replies: 80
Views: 1433

Re: Brexit Bounces

There is a justifiable concern that the government have ignored the large minority who voted Remain, and is instead listening to the smaller minority for whom The Deal isn't pure enough.

But they're not listening. Maybe this petition will cause a reaction. But probably not