Nationwide Credit Cards: Perfect for travellers

richard@imutual
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Nationwide Credit Cards: Perfect for travellers

Post by richard@imutual » Tue Jan 28 2020 11:19am

Nationwide Credit Cards

One travel-friendly card with two great introductory offers to choose from. No matter which offer you choose, the Member Credit Card is great for travellers.

See reward offer for Nationwide Credit Cards
Last edited by richard@imutual on Mon May 01 2023 5:16pm, edited 1 time in total.
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fanny15
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Re: Nationwide Credit Cards: Perfect for travellers

Post by fanny15 » Sun Nov 07 2021 2:58pm

So I made a note in my diary that I would log back in after 7 days (assuming that's what Claim Days 7 meant) I've received the acceptance email from Nationwide on 31st Oct., the date of application, but 7 days on nothing has appeared in my account. I now see that claims are not supported by this merchant!
So why does it mention that the claim approval rate is 100% and the rejection rate is 0% when claims aren't entertained?
I'm a bit baffled.
Any advice?

Max tracking days n/a
Claim days 7 days
Claim approval rate 100%
Rejection rate 0%
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Re: Nationwide Credit Cards: Perfect for travellers

Post by pabenny » Wed Nov 10 2021 11:51am

Suggest you still raise a query.
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Re: Nationwide Credit Cards: Perfect for travellers

Post by macliam » Thu Nov 11 2021 5:55pm

Firstly, I would suggest that the claim approval/rejection rates are based on historical data..... so just like the share-trading adverts, these are not fixed and can go up or down. They are there to give you an indication of likelihood, they are not bible truth.

Secondly, imutual, like all cashback sites, only pays you when the merchant or their agent send the money to imutual.... and this does NOT always happen. If the merchant starts to develop a pattern of non-payment (amongst other things) then they may be suspended (you'll have seen that), but that doesn't help you.

So, imutual instituted a unique cashback guarantee scheme to overcome this issue and, if the merchant is covered by the guarantee and doesn't pay, imutual will pay you itself. Raise a query and ask.

However, there are still merchants who are not covered by this guarantee..... and you have to ask yourself why not - and act accordingly.

Please be aware that I am just a member, like you - so the above is my personal view, not an official response. To get the latter, raise a specific query using https://www.imutual.co.uk/queries
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Re: Nationwide Credit Cards: Perfect for travellers

Post by fanny15 » Fri Nov 12 2021 11:14am

So how do I raise a query if claims AREN'T accepted?
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Re: Nationwide Credit Cards: Perfect for travellers

Post by Richard Frost » Fri Nov 12 2021 12:40pm

fanny15 wrote:
Fri Nov 12 2021 11:14am
So how do I raise a query if claims AREN'T accepted?
See the link in the post by macliam directly above your last post.

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Re: Nationwide Credit Cards: Perfect for travellers

Post by macliam » Fri Nov 12 2021 1:15pm

fanny15 wrote:
Fri Nov 12 2021 11:14am
So how do I raise a query if claims AREN'T accepted?
Claims are not accepted by the merchant - you can ALWAYS raise a quert with imutual who will check out the situation.
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Re: Nationwide Credit Cards: Perfect for travellers

Post by macliam » Fri Nov 12 2021 9:26pm

macliam wrote:
Fri Nov 12 2021 1:15pm
fanny15 wrote:
Fri Nov 12 2021 11:14am
So how do I raise a query if claims AREN'T accepted?
Claims are not accepted by the merchant - you can ALWAYS raise a query with imutual who will check out the situation.
Just because I'm paranoid, it doesn't mean they're not out to get me

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Re: Nationwide Credit Cards: Perfect for travellers

Post by fanny15 » Tue Nov 16 2021 4:55pm

Thanks for the advice, I have tonight submitted claim using the macliam's link.
See how it goes.
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