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Re: How we compare with other cashback sites

Posted: Thu May 16 2013 3:46pm
by cccashbacklover
One Eyed Snake wrote:
The time involved in submitting a HCP is probably more cost effective than the time involved in doing recurring clicks for coppers.
Strange comparison when people can do both if they wish.

Re: How we compare with other cashback sites

Posted: Thu May 16 2013 5:48pm
by One Eyed Snake
cashbacklover wrote:
One Eyed Snake wrote:
The time involved in submitting a HCP is probably more cost effective than the time involved in doing recurring clicks for coppers.
Strange comparison when people can do both if they wish.
Of course they can. My comment wasn't suggesting otherwise, merely a riposte to the suggestion doing HCPs to get a bigger payout was a time consuming exercise for the reward:
richard@imutual wrote:OES - if we're talking about existing tcb users who can get a better rate at imutual on merchants they use regularly, I guess they'll fall into two camps: those who are prepared to take the time to submit a HCP request each time they do a transaction through tcb; and those who prefer just to go via imutual, get the highest rate and not have to do any more.

Re: How we compare with other cashback sites

Posted: Tue May 21 2013 12:30pm
by kevinchess1
One thing that would increase the actuall cashback paid by IMutual which isn't done at Quiditchco and TCB would be a 'High Roller Bonus'
If people cashout £100+ then add £1 to it

Re: How we compare with other cashback sites

Posted: Tue May 21 2013 5:24pm
by Richard Frost
10% might encourage me to save my cashback but 1% would not. and where would the benefit be to imutual? It is not as if they would gain any worthwhile interest with rates as they are at the moment.

Re: How we compare with other cashback sites

Posted: Tue May 21 2013 5:30pm
by Sarah
Maybe not but is there any borrowing to offset?

Re: How we compare with other cashback sites

Posted: Tue May 21 2013 8:47pm
by kevinchess1
They used to go it at Rpoints
The idea was to dissuade people from cashing out small amounts often
Not syre if it was because of bank charges or interest earnt on balances
Maybe Richard will comment

Re: How we compare with other cashback sites

Posted: Tue May 21 2013 11:54pm
by Luke_PieStalker
kevinchess1 wrote:They used to go it at Rpointst
He means they used to go at it at Rpoints. Still braggs about the New years bash 2006.

Re: How we compare with other cashback sites

Posted: Wed May 22 2013 8:08am
by richard@imutual
Although we have a Directors Guarantee over unredeemed cashback balances, I don't want to encourage people to use imutual as a bank account. And if we could afford to give any additional 'bonuses' I'd rather we did that in the form of higher cashback rates - which will make us more competitive and attract additional members.

Re: How we compare with other cashback sites

Posted: Wed May 22 2013 8:26am
by kevinchess1
Then why not have an automatic payment scheme like they do at Quiditchco
Would take the pressure of the Guarantee as well

Re: How we compare with other cashback sites

Posted: Wed May 22 2013 9:04am
by richard@imutual
Good idea :)