yes, thanks.. im using Current Accounts and Regular Savers..
my FlexDirect account ran it's course, have a FlexAccount with a linked Regular Saver paying 5%..
have the TSB Plus account generating 5% and did have the Regular Saver at 5% too, but don't want to do an RS for 2%.
have Lloyds paying 4% on both Club and Regular Saver too.. again when the latter comes to an end nothing planning to go with their 3%.
repeated RS with HSBC at 6% yesterday, and have the M&S version too.
but have a fair chunk i need to get access to before the turn of the year, so on the face of it needs to be Instant Access. i can't see anything that beats 1%