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Re: Best Instant Access Rates

Posted: Wed Dec 13, 2017 5:47 pm
by Constantine
A lot of these instant access account offers don't last very long. As soon as the bank concerned has met its target it pulls the deal.

Probably the best instant access rate you can get is RCI Bank's Freedom account at 1.30%.

Of course, it is a French bank, so you are relying on the French deposit protection scheme, rather than the UK's, (At least this side of Brexit) and it's not really a bank account. You can only shift money to and from your nominated current account. But 1.30% is still better than nothing, or at least the 0.05% or whatever it is the big boys offer.

Re: Best Instant Access Rates

Posted: Wed May 02, 2018 11:10 am
by expressman33
kevinchess1 wrote:TSB are reducing the amount and interest they pay,



We’re making some changes to your Classic Plus account. These changes will start from 4 January 2017. This email explains what these changes are and what you need to do next.

Your interest rate is reducing

Your Classic Plus credit interest rate is reducing. The table below shows you what your new interest rate will be:


Your current rate
5.00% AER/4.89% gross variable
Paid on balances up to
£2,000

Your rate from 4 January 2017
3.00% AER/2.96% gross variable
Paid on balances up to
£1,500

So reducing from 5% to 3% and only on £1500 From January :thumbdown:
For Classic Plus customers, as well as waiving overdraft fees and interest charges incurred in March and April, to show how grateful we are for your loyalty and patience, we are also increasing the interest rate on our Classic Plus account from 3% to 5%. We promise this won’t be taken away after a year.

Re: Best Instant Access Rates

Posted: Wed May 02, 2018 2:10 pm
by planteria
back where we were.

Re: Best Instant Access Rates

Posted: Thu Feb 28, 2019 6:43 pm
by Sarah
Tesco Bank current account interest rate cut from 3% to 1% announced for 14 June 2019.
http://yourcommunity.tescobank.com/Curr ... ate-Change