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Re: Tories plan to raise the state pension age to 75 over the next 16 years

Posted: Sat Oct 05 2019 10:35am
by planteria
it's not ludicrously worthless, it just is what it is. future governments will govern, and make changes as they determine they should. we can listen to what current ministers/authorities have to say, accept that things change, and act accordingly.
AAAlphaThunder wrote:
Fri Oct 04 2019 5:53pm
planteria wrote:
Fri Oct 04 2019 8:56am
well, no, that's not right. the state is going to help, by providing the state pension. that's part of our retirement income. but yes, we all need to try to put some aside for the future too.
If you want a comfortable retirement the state pension will not provide that level of peace of mind. The state pension will keep you living just above the breadline.
but my point stands: it will help towards that comfortable retirement. & agreed expressman. £1424/m for a couple? that's useful (additional)income for anyone. with no debt and a paid for home, we could live on that.

Re: Tories plan to raise the state pension age to 75 over the next 16 years

Posted: Wed Nov 20 2019 6:34pm
by expressman33
Better health means 70 is the new 65, says government report

https://www.moneywise.co.uk/news/2019-1 ... m_content=

Re: Tories plan to raise the state pension age to 75 over the next 16 years

Posted: Wed Nov 20 2019 7:15pm
by BeautifulSunshine
expressman33 wrote:
Wed Nov 20 2019 6:34pm
Better health means 70 is the new 65, says government report

https://www.moneywise.co.uk/news/2019-1 ... m_content=
Well done everyone for looking after themselves.

Re: Tories plan to raise the state pension age to 75 over the next 16 years

Posted: Wed Nov 20 2019 7:42pm
by pakefield
AAAlphaThunder wrote:
Sun Aug 18 2019 5:04pm
Derbiean wrote:
Sun Aug 18 2019 4:10pm
They might as well just go straight to scrapping the state pension completely.
Agreed.

Lucky it doesn't make much difference to me but I know people who will not make ends meet.
I did not realise you were already retired

Re: Tories plan to raise the state pension age to 75 over the next 16 years

Posted: Thu Nov 21 2019 9:18am
by BeautifulSunshine
pakefield wrote:
Wed Nov 20 2019 7:42pm
AAAlphaThunder wrote:
Sun Aug 18 2019 5:04pm
Derbiean wrote:
Sun Aug 18 2019 4:10pm
They might as well just go straight to scrapping the state pension completely.
Agreed.

Lucky it doesn't make much difference to me but I know people who will not make ends meet.
I did not realise you were already retired
I'm not retired. I work full-time, own shares, trade shares, rented properties, employer pension, and I'm fortunate that I own the freehold of a chippy with good footfall.

Re: Tories plan to raise the state pension age to 75 over the next 16 years

Posted: Thu Nov 21 2019 9:25am
by macliam
expressman33 wrote:
Wed Nov 20 2019 6:34pm
Better health means 70 is the new 65, says government report

https://www.moneywise.co.uk/news/2019-1 ... m_content=
Right hand, left hand. If 70 is the new 65, then surely the pension age should start at 70, not 75....... :eh:

Re: Tories plan to raise the state pension age to 75 over the next 16 years

Posted: Thu Nov 21 2019 9:31am
by macliam
planteria wrote:
Sat Oct 05 2019 10:35am
it's not ludicrously worthless, it just is what it is. future governments will govern, and make changes as they determine they should. we can listen to what current ministers/authorities have to say, accept that things change, and act accordingly.
AAAlphaThunder wrote:
Fri Oct 04 2019 5:53pm
planteria wrote:
Fri Oct 04 2019 8:56am
well, no, that's not right. the state is going to help, by providing the state pension. that's part of our retirement income. but yes, we all need to try to put some aside for the future too.
If you want a comfortable retirement the state pension will not provide that level of peace of mind. The state pension will keep you living just above the breadline.
but my point stands: it will help towards that comfortable retirement. & agreed expressman. £1424/m for a couple? that's useful (additional)income for anyone. with no debt and a paid for home, we could live on that.
Be aware that there is no longer such a thing as "a couple" in state pension terms. Pensions are payable to individuals based on their own pension record, with no inherited rights. So, if a woman has not worked, she needs to claim pension credits to get anything...... and if she gets no pension of her own, then if her husband dies, she will not receive any portion of his state pension.