imutual.co.uk

We could see a 0.5% rise this week. I wouldn't make any decisions before then, especially on multi-year fixed rates.

planteria wrote: ↑

Tue Jun 14 2022 9:18am

just that the rates have edged up, but still very little return on cash, and it's a negative real return.

I know your a bit coin man but I am looking for something stable and easy. Just hard to work out if/when to lock your cash away.

having some cash in an account for a rainy day makes sense LPS.. so finding the best rate you can is fair enough. but beyond that we need to at least try to beat inflation imv.

BoE has increased the base rate to 1.25% (up by 0.25%). This is a 13 year high.

Three members of the nine-member committee voted for an even bigger rise of 0.5%, in the aftermath of the bumper 0.75% rise in rates in the US overnight.

Ford Money

In line with Our Best Rate Guarantee we’re increasing the interest rate on our Flexible Saver effective 13th July 2022 as follows:

Current rate New higher rate
1.29% Gross 1.36% Gross

https://www.fordmoney.co.uk/savings-pro ... ible-saver

YBS 5.00% Loyalty Regular Saver Issue 2 / Loyalty Regular eSaver (existing members only):
https://www.ybs.co.uk/savings/regular-saver

that's a good rate Sarah. fair play to Yorkshire for this one.

Ford Money

In line with Our Best Rate Guarantee we’re increasing the interest rate on our Flexible Saver effective 26th July 2022 as follows:

Current rate New higher rate
1.36% Gross 1.44% Gross

https://www.fordmoney.co.uk/savings-pro ... ible-saver

Sainsbury's Defined Access Saver

Earn up to 1.55% AER/Gross p.a. variable on £1,000-£500,000

Access your money up to 3 times a year while earning up to 1.55% AER

No good for daily use, but a competitive interest rate for rainy day funds that you don't expect to withdraw frequently and don't want to fix or invest, etc.

https://www.sainsburysbank.co.uk/saving ... saver_skip

Virgin Money easy access M Plus Saver now up to 1.71%!

1.71% AER (1.70% gross per annum variable) on savings balances up to £25,000 and 1.00% on any balances above £25,000. Interest paid quarterly.

https://uk.virginmoney.com/current-acco ... lus-saver/