I doubt the contractual status of a postage stamp has ever been tested in law - but I suggest that they are more akin to a gift token than a prepayment. We're used to the idea that gift tokens expire, so why not stamps?
If I trade old stamp for a new one, the pre-paid obligation remains. They only win insofar as stamps go unconverted. Most of those are probably in collectors' albums and were never going to be stuck on a letter.
Whilst I appreciate your concern for others, how many people do you think (a) can't download a form and post it and (b) will still have stamps they need to trade in in a year's time. And how many of us want to be stuck in a PO queue behind someone with a vast number of different stamps to swap.
I assume there'll be significant breakage though. I have lots of unused stamps (books, sheets and collector sets) so it's going to be an inconvenience to exchange all that need to be replaced and even being pro-active it could be easy to miss some of them. If they impose limits on swaps or make it problematic in other ways, I shall be unhappy about it. Stamp dumping on ebay will presumably increase over the next 12 months and potentially drop prices.
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