Santander Best Bonuses?

[Sarah]

Everyday (no fee) account for £25 cashback.

Applied for another account yesterday. Opened and tracked overnight with TCB.

Now payable!

[Sarah]

It's time to get switching here

Unfortunately, switching into existing Santander accounts can only be requested in branch; otherwise need to open a new account for an online switch. That's inconvenient, although I don't know how many of their Santander Everyday Current Account are allowed per customer.

The switch eligibility conditions exclude previous switchers, with no date specified, so that's potentially problematic too!

If you, or anyone named on the account has previously received a switcher incentive on any of our accounts, you will not be eligible for this offer.

In the meantime, I've just opened one of these credit cards for £20 cashback. Tracked within a couple of hours.

https://www.topcashback.co.uk/santander ... edit-card/

[planteria]

oh yes.. just wondering whether I can switch Lloyds > NatWest and bag a second bonus and switch TSB > Santander

my Lloyds donor account has DDs, three in fact, but my TSB donor account doesn’t. is that looking workable, if I set up/move a couple of DDs in to Santander after the account transfer?

[Sarah]

I don't know if you had a Santander switch bonus before, but you wouldn't qualify for a NatWest switch bonus again so soon; therefore in the first case at least you're relying on them not applying the T&Cs correctly.

If you go ahead, it's presumably easier to do Lloyds > Santander and TSB > NatWest, since NatWest doesn't require any DDs but Santander does need to have 2 DDs within 60 days.

[planteria]

good point. I think I came to the above just based on chronological order of accounts ripening as donors.

[planteria]

i followed your guidance Sarah, i'm transferring Lloyds > Santander, and i'm not sure i'll get the NatWest account open.

'All In One', 'Everyday' and 'Edge' Santander credit cards are only offering £17 on TCB now, and £17/16 on QC, so hanging on to take advantage of a better deal perhaps.

[Sarah]

Have you opened another new Santander account, or visited a branch to arrange an existing account switch?

Note: RBS/NatWest switch offer ends early next week. Lloyds switch offer ends tomorrow.

[planteria]

the later re Santander, Sarah. seemed to go well.
I’ve asked NatWest via email, and was guided by staff in-branch that doing so would put it on record that I requested the account & transfer while the offer was still available.
i think I’ve already taken advantage of Lloyds’ generosity to it’s fullest extent.. though I continue to lose track of these things lately.

[planteria]

'All In One', 'Everyday' and 'Edge' Santander credit cards are only offering £17 on TCB now, and £17/16 on QC, so hanging on to take advantage of a better deal perhaps.

i thought i'd give it a whirl anyway.. no good, or with Tesco. i imagine that my file is a bit 'messy' at the moment. but anyway, successful with HSBC which should generate £35 from TCB Only applied for the cashback. intend to streamline later in the year and only retain Amex as a credit (charge) card.

[Sarah]

That's good from HSBC. I'm still waiting for £26.25 from July at Quidco.