TSB S&S account £30 or £22.50 cashback

Money, investing, mutuals etc
Sarah
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TSB S&S account £30 or £22.50 cashback

Post by Sarah » Fri Jan 31 2025 10:34am

I see £30 cashback at this Quidco link when logged out, yet it drops to £22.50 when I'm logged in... :!:

https://www.quidco.com/tsb-spend-save-current-account/

Is £30 the rate for premium members? If so, I suppose at £1/month for the membership fee it could be worthwhile to upgrade, so long as they don't keep declining TSB cashback!
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planteria
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Re: TSB S&S account £30 or £22.50 cashback

Post by planteria » Fri Jan 31 2025 5:03pm

it should be clear whether it depends on membership.
the problem i have with QC is that they often don't pay out, and don't have any interest in explaining why they haven't.
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Sarah
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Re: TSB S&S account £30 or £22.50 cashback

Post by Sarah » Mon Feb 03 2025 5:46pm

I can now confirm that they're advertising premium rates to non-members, which can drop to show basic rates when users with basic membership log in. Here's what Quidco support said in response when I enquired about this:
When you are not logged in you see the highest cashback rates which are for premium members:
I also asked what happens if a member downgrades membership level before a tracked premium rate transaction is paid:
If you choose to be a premium member make a purchase and then downgrade to a basic account your cashback will be paid at the premium rate as you made the purchase when you were a premium member.
So, with this in mind, I upgraded to premium membership today and confirmed that the TSB S&S account cashback was showing £30 for my account. I then opened a new account, which has tracked at the premium £30 cashback rate! :thumbup:
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