Last chance PPI Claims

Money, investing, mutuals etc
planteria
Posts: 6361
Joined: Tue Nov 23 2010 4:52pm
Location: England
Has thanked: 702 times
Been thanked: 1670 times
Contact:

Last chance PPI Claims

Post by planteria » Thu Aug 22 2019 9:30pm

i am almost certain that i've never paid for PPI.
i have had lots of credit cards, but i've never knowingly paid for protection of my balance..
i had an interest only mortgage, but i don't think i had protection for that either..
but a chap i know has allowed a search to be done on his behalf, believing he'd had no PPI, and they've come up with the fact that he did..
so it worth a late check? and if so, what's the best method?
Thanked by: blythburgh

BeautifulSunshine
Posts: 26721
Joined: Tue Sep 14 2010 8:23pm
Location: [The Finest City in the World: London]
Has thanked: 192 times
Been thanked: 3686 times
Contact:

Re: Last chance PPI Claims

Post by BeautifulSunshine » Fri Aug 23 2019 7:29am

1. Worth a punt.
2. Don't pay anyone else to do it.
3. Go to MSE PPI Reclaim Guide direct (link below). Don't Google as paid companies ads appear above MSE.
4. Do it TODAY.

https://www.moneysavingexpert.com/recla ... insurance/
Thanked by: blythburgh, planteria, emsky
[imutual Cashback Investment Club]

planteria
Posts: 6361
Joined: Tue Nov 23 2010 4:52pm
Location: England
Has thanked: 702 times
Been thanked: 1670 times
Contact:

Re: Last chance PPI Claims

Post by planteria » Fri Aug 23 2019 9:01am

morning AT.. thank you. i will do.
Thanked by: blythburgh

BeautifulSunshine
Posts: 26721
Joined: Tue Sep 14 2010 8:23pm
Location: [The Finest City in the World: London]
Has thanked: 192 times
Been thanked: 3686 times
Contact:

Re: Last chance PPI Claims

Post by BeautifulSunshine » Fri Aug 23 2019 9:27am

planteria wrote:
Fri Aug 23 2019 9:01am
morning AT.. thank you. i will do.
Good man, that's the spirit.
Thanked by: blythburgh, planteria
[imutual Cashback Investment Club]

planteria
Posts: 6361
Joined: Tue Nov 23 2010 4:52pm
Location: England
Has thanked: 702 times
Been thanked: 1670 times
Contact:

Re: Last chance PPI Claims

Post by planteria » Mon Aug 26 2019 8:37pm

despite recognising the importance of AT's advice, i finished up doing a long day at work on friday, and then on saturday i came down ill... just trying to get straight and on to this now, and not really with it...

the Resolver tool seems a good option, but the form seems to be based around knowing that you Have Had PPI with the credit provider. whereas all i'm looking to do is check with all providers whether i have had it or not.... i don't think i ever have, but i've had up to 24 credit cards at a time, and several mortgages over the years.
Thanked by: blythburgh

blythburgh
Posts: 17737
Joined: Tue Jun 29 2010 7:14pm
Location: The Far East
Has thanked: 35005 times
Been thanked: 6106 times
Contact:

Re: Last chance PPI Claims

Post by blythburgh » Tue Aug 27 2019 8:37am

Hope you feel hunky dory soon, planteria
Keep smiling because the light at the end of someone's tunnel may be you, Ron Cheneler

planteria
Posts: 6361
Joined: Tue Nov 23 2010 4:52pm
Location: England
Has thanked: 702 times
Been thanked: 1670 times
Contact:

Re: Last chance PPI Claims

Post by planteria » Tue Aug 27 2019 11:29am

thank you blyth.

Richard Frost
Posts: 13232
Joined: Tue Jun 29 2010 8:14pm
Location: The Isle of Dreams
Has thanked: 2874 times
Been thanked: 6862 times

Re: Last chance PPI Claims

Post by Richard Frost » Wed Aug 28 2019 7:59am

planteria wrote:
Mon Aug 26 2019 8:37pm
despite recognising the importance of AT's advice, i finished up doing a long day at work on friday, and then on saturday i came down ill... just trying to get straight and on to this now, and not really with it...

the Resolver tool seems a good option, but the form seems to be based around knowing that you Have Had PPI with the credit provider. whereas all i'm looking to do is check with all providers whether i have had it or not.... i don't think i ever have, but i've had up to 24 credit cards at a time, and several mortgages over the years.
Check your credit report (Free online). It will show all providers you have used in the last six years. You will need to ask each provider if you had PPI on the product you had with them. Most providers will accept that enquiry as the start of the claim and providing you do that by tomorrow. Then you are on the way. Fail to do it by tomorrow and if you are owed PPI you will lose it.
Thanked by: blythburgh, planteria

Constantine
Posts: 669
Joined: Fri Jul 02 2010 1:04pm
Has thanked: 41 times
Been thanked: 363 times
Contact:

Re: Last chance PPI Claims

Post by Constantine » Wed Aug 28 2019 2:04pm

planteria wrote:
Mon Aug 26 2019 8:37pm
....
the Resolver tool seems a good option....
Even on MSE forum posters advise against Resolver. Apparently it loses complaints. Given the timeframe, check the FCA website for details of how to submit complaints direct.
Thanked by: blythburgh, planteria

Constantine
Posts: 669
Joined: Fri Jul 02 2010 1:04pm
Has thanked: 41 times
Been thanked: 363 times
Contact:

Re: Last chance PPI Claims

Post by Constantine » Wed Aug 28 2019 2:18pm

William Joseph1 wrote:
Wed Aug 28 2019 7:59am
.... Fail to do it by tomorrow and if you are owed PPI you will lose it.
No one is 'owed' PPI as such. You submit a complaint that it was mis-sold.

If you ever taken out a loan and were charged for a single premium PPI policy that's a mis-sale.

If you have ever taken out a credit card and paid monthly PPI premiums, there's a good chance it was a mis-sale, depending on the sales process and whether the lender wants to put up a fight.

If you have ever taken out a mortgage together with a monthly premium PPI policy, it's very unlikely it was a mis-sale. Mortgage PPI is still sold today, and is generally regarded as a 'good thing'.
Thanked by: blythburgh, planteria

Post Reply

Who is online

Users browsing this forum: No registered users and 13 guests