Share club valuation @ 4 Jan 2020

[blythburgh]

Here are the figures for the Cashback Investment Club's latest valuation, based on our investments and cash holdings as at 4 Jan

Since the last valuation on 8 Dec, the club's unit price has increased from £0.9475 to £1.0201, a change of 7.66%. See Unit price calculations

No payments have been made into the club since 8 Dec. You can see a history of your own payments here

We currently have 14 members who have made 353 payments into the club totalling £6,479.77. The total value of our current assets is £6,977.10. Our list of our past investment decisions can be found here, and valuations of our current holdings (based on market mid-prices) can be viewed here

Our current cash holdings consist of £278.17 held in our Co-op bank account, + a further £2,030.21 held in our Share Centre dealing account. Allowing for refundable balances and pending withdrawals, the amount of cash available to invest is £2087.48

[blythburgh]

Interesting to note that £100 invested in the club 12 months ago would now be worth over £125 i.e rate of return > 25%

[kevinchess1]

Talk about picking a time zone to match your argument
I could point out that £100 invested in the club when it first started, 5 years ago, is now worth £102.01

[Beachboy]

Obviously everyone's experience will be different but I can report that currently I am over 10% up having been a member since the start of the CIC making small regular payment several times each year.

I am very happy, yes there have been some frustrations and disappointments (let's not talk anymore about the 'C' word) but for me the positives (including enjoyment of discussing investments, the satisfaction of locking in a profit amongst others) have far outweighed the negatives.

[blythburgh]

I think it is a learning curve and the club is now heading in the right direction. Long may that continue.

[kevinchess1]

I could point out that £100 invested in the club when it first started, 5 years ago, is now worth £102.01

You could, but that wouldn't give a meaningful indication of the club's performance. My first payment into the club - £10 - was at the starting unit price of £1 and is indeed only worth 2% more. But the nature of the club is that you dripfeed payments in over time, smoothing out the peaks and troughs hence reducing the risk. Overall I've invested £680.72 and this is now worth £767.68, a return of nearly 13%

[BeautifulSunshine]

I'm up +11.27% profit.

£2087.48 is enough money for two new investments of £1,000 each.

[timco]

Talk about picking a time zone to match your argument
I could point out that £100 invested in the club when it first started, 5 years ago, is now worth £102.01

Still a profit all be it a tiny one.

I was one of the original investors but have nothing current invested here and did make a small profit on exit.

The money I invested was free money from daily clicks with the state of those currently I don't think I would have been making another investment in the next 12 months:)

[BeautifulSunshine]

Talk about picking a time zone to match your argument
I could point out that £100 invested in the club when it first started, 5 years ago, is now worth £102.01

Still a profit all be it a tiny one.

I was one of the original investors but have nothing current invested here and did make a small profit on exit.

The money I invested was free money from daily clicks with the state of those currently I don't think I would have been making another investment in the next 12 months:)

I'm one of the original founders and have invested every penny from "real transactions" as in non-daily clicks into the imutual Cashback Investment Club over the years.

[garindan]

Watch out - I'm also 5% up now. I popped money in as soon as I had it available to help keep the momentum going in the first few years. Unfortunately it was at the wrong time every investment, hence I've done badly.....but being up is better than being down!