Virgin Money Current Account Wine Switch

Money, investing, mutuals etc
Sarah
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Virgin Money Current Account Wine Switch

Post by Sarah » Wed Nov 18 2020 12:00am

Get a free luxury 15-bottle case of wine (worth £180) from Virgin Wines, delivered to your door.
Feast on a 2.02% AER (2.00% gross per annum variable) interest rate, paid monthly, on the first £1,000 of your Virgin Money Current Account balance.
Looks good - note that it needs 2 x DD to qualify and leave £1000 in a linked 0.5% savings account!

https://uk.virginmoney.com/current-acco ... ney-bundle
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planteria
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Re: Virgin Money Current Account Wine Switch

Post by planteria » Thu Nov 19 2020 8:11pm

the rate deal is weak, if you have to tie up a grand at 0.5%
but the wine makes it worthwhile. can we bag a few of these each, i wonder..
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Sarah
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Re: Virgin Money Current Account Wine Switch

Post by Sarah » Thu Nov 19 2020 8:31pm

You only need to leave £1000 in the savings account until the wine voucher arrives, which it says should be within 31 days of qualifying, so not much opportunity cost of doing that.

I suppose the requirement to be a "new" customer would logically exclude doing the offer multiple times, if they enforce that condition.
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planteria
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Re: Virgin Money Current Account Wine Switch

Post by planteria » Sat Nov 21 2020 7:40pm

good point re the latter, and agreed re the former.. are you on board?

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Re: Virgin Money Current Account Wine Switch

Post by kevinchess1 » Sat Nov 21 2020 7:50pm

I’m going to apply, I’ll let you know.
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Sarah
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Re: Virgin Money Current Account Wine Switch

Post by Sarah » Sat Nov 21 2020 8:37pm

planteria wrote:
Sat Nov 21 2020 7:40pm
good point re the latter, and agreed re the former.. are you on board?
I've recently consolidated most of my extraneous accounts except the TSB ones that become useless next month. Just need to sort out the necessary DDs and then I'll be doing one of these switches.

AAAlphaThunder
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Re: Virgin Money Current Account Wine Switch

Post by AAAlphaThunder » Sat Nov 21 2020 10:52pm

Sarah wrote:
Sat Nov 21 2020 8:37pm
planteria wrote:
Sat Nov 21 2020 7:40pm
good point re the latter, and agreed re the former.. are you on board?
I've recently consolidated most of my extraneous accounts except the TSB ones that become useless next month. Just need to sort out the necessary DDs and then I'll be doing one of these switches.
For anyone like me who has never heard of the word "extraneous":
Irrelevant or unrelated to the subject being dealt with.
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Sarah
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Re: Virgin Money Current Account Wine Switch

Post by Sarah » Sat Nov 21 2020 11:36pm

AAAlphaThunder wrote:
Sat Nov 21 2020 10:52pm
For anyone like me who has never heard of the word "extraneous":
Irrelevant or unrelated to the subject being dealt with.
That definition doesn't fit this context too well; here's one that's hopefully more helpful:

https://en.wiktionary.org/wiki/extraneous
Not essential or intrinsic

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Re: Virgin Money Current Account Wine Switch

Post by AAAlphaThunder » Mon Nov 23 2020 1:04am

Sarah wrote:
Sat Nov 21 2020 11:36pm
AAAlphaThunder wrote:
Sat Nov 21 2020 10:52pm
For anyone like me who has never heard of the word "extraneous":
Irrelevant or unrelated to the subject being dealt with.
That definition doesn't fit this context too well; here's one that's hopefully more helpful:

https://en.wiktionary.org/wiki/extraneous
Not essential or intrinsic
Right you are Sarah. English is not my first language.

I'd heard of the word "extra", for example "extra martial affair", but not had the pleasure to come across "extraneous".
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Sarah
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Re: Virgin Money Current Account Wine Switch

Post by Sarah » Fri Dec 11 2020 9:28pm

Didn't someone mention technical difficulties with this application form? Perhaps it wasn't here... I wonder if they were able to overcome the problem. Anyway, now have my DDs in place, so I'll be applying this weekend. The offer itself still has no fixed end date that I can find; they only mention the wine voucher expiring 31 December 2021 (next year).

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