SunLife Over 50s Plan £110 Offer

[Sarah]

https://www.sunlife.co.uk/gift/

The welcome gift is currently a £110 love2shop/flexecash gift card, awarded after 6 payments.

Monthly premiums from £3.70, so potentially up to £87.80 profit if cancelled promptly after receiving the gift.

The policy has no value when cancelled and also within the first year has no value even if you die with cover!

I haven't done this before... going to try it now. The final bi-monthly prize draw in 2022 takes place on 5 November 2022 therefore acting promptly might qualify for a chance to win £10K this year.

[pabenny]

Cheapest policy it offered me is £7/month but still a decent profit.

[Sarah]

Cheapest policy it offered me is £7/month but still a decent profit.

Yeah, same here. It said that cheaper premiums might be available by telephone, but I'm not motivated enough to engage with that possibility.

Signed up. Their welcome e-mail was automatically diverted into a spam folder.

[pabenny]

They called me today about my policy, asking for DoB and then address.

Almost certainly legit but bad practice to start asking for personal data on an unsolicited call.

[Sarah]

Those being details requested during the application, presumably they were just checking for a match to confirm your identity? Unless the call had no other purpose, which would be a little odd... perhaps it was an attempt to upsell? I noticed as soon as the application was submitted, they say hey did you know that you can also have another policy as well, lol!

[Sarah]

Just received a similar call, I believe they're checking details for compliance purposes and avoidance of mistakes, whilst also trying to upsell higher premiums.

[im182044]

Sadly they still wont accept me for this offer

About 15 years ago they offered a satnav after 3 monthly payments I think I got 3 on different products plus the 3 on my wife's name as well, the odd time I have tried I get a rejection due to my address/previous applications. All 6 sat navs were sold for good prices on eBay

[Sarah]

Yeah, not really surprised tbh; sounds like you've already filled your boots!

[pabenny]

Just received my Love2Shop card 3 months early.

[Sarah]

Likewise, just received my gift card today, 3 months early (3 premiums paid).

Presumably you cancelled your direct debit immediately?