Club Lloyds £150 switch

Money, investing, mutuals etc
planteria
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Re: Club Lloyds £150 switch

Post by planteria » Fri Oct 06 2023 3:28pm

oh, no, i still have my ClubLloyds and don't want to close it.

don't want a joint account. there'd be a risk my partner would use it for joints.

perhaps the other option is downgrade my CL account to a different account, and then upgrade it again as & when.
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planteria
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Re: Club Lloyds £150 switch

Post by planteria » Mon Oct 16 2023 1:32pm

can that be done do you know Sarah?
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Re: Club Lloyds £150 switch

Post by Sarah » Mon Oct 16 2023 11:23pm

planteria wrote:
Mon Oct 16 2023 1:32pm
can that be done do you know Sarah?
I don't know, sorry.
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Re: Club Lloyds £150 switch

Post by planteria » Tue Oct 17 2023 3:57pm

i can't see that having an account which was previously Club Lloyds prevents it.. but i'm not sure.
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Re: Club Lloyds £150 switch

Post by planteria » Tue Oct 24 2023 2:17pm

Sarah wrote:
Thu Oct 05 2023 8:52pm
I expect they're still limited to 1 sole account and 1 joint account.
they have told me today that we can have up to three nowadays :mrgreen:

the incentive is £175 now too.

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Re: Club Lloyds £150 switch

Post by Sarah » Tue Oct 24 2023 7:10pm

Hmm, that's interesting. I expect anything said by customer services to be inaccurate approximately half the time, but couldn't find up-to-date information to confirm that (in published T&Cs) within 10 minutes.

So, potentially worth trying and a good way to eliminate another unused TSB account. I'd welcome another Lifestyle Benefit, but obviously also need to satisfy other requirements to avoid the monthly fee.

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Re: Club Lloyds £150 switch

Post by planteria » Tue Oct 24 2023 7:15pm

just about including the account in my monthly 'round robin' for me.. which it would be anyway. they promise to pay out the bonus in 10 working days, and the account could be dropped to a Classic or other account type once it's paid out.

fwiw the lady put me on hold to check, and came back with what seemed to be very clear information.
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Re: Club Lloyds £150 switch

Post by Sarah » Tue Oct 24 2023 7:35pm

planteria wrote:
Tue Oct 24 2023 7:15pm
just about including the account in my monthly 'round robin' for me
Need 2 x DDs to earn interest on Club Lloyds... although yeah not otherwise required, so can ignore interest and skip the DDs! :thumbup:
How do I waive the £3 monthly fee?

To waive the £3 fee for maintaining the account, you'll need to pay at least £2,000 into your Club Lloyds account in the calendar month for the following month's fee to be waived. Each month you pay in at least £2,000 you'll not be charged the fee for maintaining the account.
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Re: Club Lloyds £150 switch

Post by Sarah » Tue Oct 24 2023 7:45pm

Sarah wrote:
Mon Jul 03 2023 7:44pm
You can have a maximum of one account with Club Lloyds benefits (either a Club Lloyds Account or an Added Value Account with Club Lloyds) in your sole name and one in joint names. No more than two customers can hold a Club Lloyds Account jointly or add Club Lloyds to their account.
https://www.lloydsbank.com/assets/media ... itions.pdf
This remains unchanged in the latest T&Cs revision (1 August 2023). I'll probably still try... :lol:

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Re: Club Lloyds £150 switch

Post by planteria » Thu Oct 26 2023 6:50pm

oh yes this is contrary to what i was told the other day then Sarah. i shall test them in a few days.

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