Nationwide £200 switch

Money, investing, mutuals etc
Sarah
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Re: Nationwide £200 switch

Post by Sarah » Fri Oct 06 2023 3:47pm

Oh, that's just because I switched some long-term ongoing DDs and don't want them drawing funds from temporary accounts for longer than necessary.

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Re: Nationwide £200 switch

Post by planteria » Fri Oct 06 2023 5:32pm

understood Sarah.
planteria wrote:
Thu Oct 05 2023 8:00pm
..perhaps get my new Lloyds Classic account set up with two DDs and then transfer that to Nationwide for this offer..
setting up a DD to NFUM. will set up another one early next week... maybe to Wesleyan. maybe to Wealthify :think:

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Re: Nationwide £200 switch

Post by planteria » Tue Oct 24 2023 2:22pm

Sarah wrote:
Thu Sep 28 2023 2:45pm
I usually open Lloyds Classic accounts when I need throwaways in a hurry.
thank you again for this one Sarah. i'm using these to great effect :thumbup:

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Re: Nationwide £200 switch

Post by planteria » Tue Oct 24 2023 5:37pm

planteria wrote:
Thu Oct 05 2023 8:00pm
perhaps get my new Lloyds Classic account set up with two DDs and then transfer that to Nationwide for this offer
i'm waiting for the DDs to be live and taken from the Lloyds Classic account before switching. i'm not sure if that should be necessary, but when they haven't been taken in the past i've found that they haven't transferred across to a new account provider.

as an aside, it appears that we don't need to open a new account to bag the £200, we can transfer into an existing account. my existing FlexAccount would do nicely.

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Re: Nationwide £200 switch

Post by Sarah » Tue Oct 24 2023 6:47pm

My switch of that TSB account to a new FlexDirect account completed today. They transferred both active and inactive direct debits (can't recall any switch doing that differently, tbh).

Nationwide had automatically associated the newly opened account with my existing digital banking profile, so they seem quite organised these days. My expectation of being fortuitously paid the £200 is not even 33% at this point. I switched to an existing FlexAccount last time.
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Re: Nationwide £200 switch

Post by planteria » Tue Oct 24 2023 7:07pm

fingers crossed for you Sarah :angel:
Sarah wrote:
Tue Oct 24 2023 6:47pm
..both active and inactive direct debits
does inactive refer to DDs that have been taken before but not recently, or could it include DDs that have not been taken for the first time yet?

fwiw within a few days i should have two small Pension DDs taken from my Lloyds Classic 1 account, and am setting up a Credit Card DD and a small Pension DD from my new Lloyds Classic 2 account too. the idea of the latter account is to have something set up for when a further suitable offer should appear in the market.

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Re: Nationwide £200 switch

Post by Sarah » Tue Oct 24 2023 7:23pm

planteria wrote:
Tue Oct 24 2023 7:07pm
does inactive refer to DDs that have been taken before but not recently, or could it include DDs that have not been taken for the first time yet?
In this case, my account had 2 x DDs with recent activity and some others that have been switched from account to account several times without any activity for years (possibly never).
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Re: Nationwide £200 switch

Post by planteria » Tue Oct 24 2023 7:37pm

interesting. the distinction i'm angling for is whether the DDs have ever been taken though.

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Re: Nationwide £200 switch

Post by Sarah » Thu Oct 26 2023 8:40pm

Nationwide is my favourite bank this week! :thumbup:

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Re: Nationwide £200 switch

Post by planteria » Thu Oct 26 2023 9:19pm

brilliant news Sarah :)
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