Not to forget that not all merchants are 100%. Gambling sites for instance have their cashback restricted by imutual. There maybe others I am not aware ofrichard@imutual wrote:Lots of little ways. Capped transactions, white label sites, non-cashback links (e.g. ebay, Amazon), bonuses from merchants, tenancies, suspended members (i.e. anti-fraud measures), interest (only this year onwards). It's tough to break even at our current size, but will get easier as we grow