Co-operative Bank £150 Switch Offer

[planteria]

Switch and stay to get up to £150

Get £75 for switching to us, plus £25 a month for up to three months.

https://www.co-operativebank.co.uk/prod ... -and-stay/

[Sarah]

Nice! No direct debits required in advance, we can instead create them within 30 days of switching!

Available to new and existing current account customers.

[planteria]

indeed. the TSB account i would transfer has 2 DDs to pension plans set up, but it’s nice to have the flexibility.

I’m always more confident re Incentives from the account providers themselves, as they usually come good / can be persuaded of their errors, whereas QC / TCB just go missing when it suits them.

[planteria]

does anyone happen to know whether this offer is likely to be ok if we open the account at a branch?

[Sarah]

I've applied online. Awaiting decision, hopefully within 24 hours (up to max 5 days).

[planteria]

good luck Sarah. i will be by a branch tomorrow, so i think i will try there, and take my TSB card with me to transfer.

[Sarah]

I was approved "subject to a few formalities" for a new account. If that doesn't work out, I'll switch into my existing account. Actually, thinking about that, perhaps I should try both regardless!

[planteria]

good luck Sarah. i didn't realise our local branch closes at 3pm so i'll try again tomorrow.

[Sarah]

I see a new current account has appeared in my online banking, so must have opened successfully!

My switch date is at the end of this month - quite a wait. That was the earliest choice available, because they include plenty of contingency for new account opening being slow!

[planteria]

good news Sarah. but yes, all seems very 'steady'.

does anyone happen to know whether this offer is likely to be ok if we open the account at a branch?

to answer my own question, yes. they weren't able to see me today though: have an appointment next thursday.