we have some Premium Bonds and we're potentially looking at cashing some in, prior to the end of the year, and then reinvesting in the new year. i've been looking on the NS&I site, and it doesn't seem entirely clear.. would it be best to leave the bonds in place until we're into December, and then r...

with you, thank you William.. it's a shame to have to miss out in two draws really.. we'll try to leave as many in place as possible. i need to get hold of some Co-op Savings, for example, in advance.

some shareholders argued that LloydsTSB should not have taken over Halifax/BankOfScotland.. https://www.bbc.co.uk/news/business-50431621 the reality is that pressure was applied to Lloyds to take it on, and like many other banks, they were keeping their bad debts and problems under wraps. i wonder i...

is anyone getting it to track?

agreed Sarah.
for years i've had £500 at 0% with £800 total od facility on my HSBC account.
in fairness, i'm rarely in the red anyway, but it's been kind of nice to know that i have some interest free leeway.

the new branch in Birmingham is now open.
I have been in to check their rates, but nothing appealing, and no incentives for moving accounts to them.

it'll be interesting to see which of these will be implemented.. https://www.thesun.co.uk/money/10544668/election-2019-boris-johnson-money-pension-business-tax/ simplification seems set to continue, with NI thresholds being moved up to match Income Tax being helpful to so many people. the pound is a...

well, there's no doubt that the new government are serious about implementing their promises, whereas the people rightly judged that there was no chance from the alternatives.. scrapping tuition fees was ignored last time, as was free broadband etc this time. in terms of simplifications and incentiv...

i've clicked through to my Credit Karma report, having had an alert that there has been a change.

there are no apparent problems, but back in October there are 11 Insurance searches on the same day, and i wasn't applying for any insurance.. how concerned should i be? and what do do about it?

it's difficult to know what to do about it really.
insurance brokers have carried out searches, with no apparent result.