It was actually the culmination of several weeks work (interrupted by jury service )kevinchess1 wrote:I am curious how you checked 3,000 merchants against 2 companies in 24 hours though
Not sure about "most" but undoubtedly there will be some cross-over. Let's just agree that between them, they have many, many times more members than we do at present. And yet we are able to offer more cashback in over 80% of cases. Think how competitive we could be if we had 2m+ memberskevinchess1 wrote:The 5,000,000+ membership is probably no where near that in terms of 'Active' members
I suspect most user belong to all both sites
But the appeal process is more personal on Imutual . I have had cashback rejected on both the other 2 sites and all they say is that it is out of their hands. I have just had over £40 rejected by Quidco and they say there is nothing they can doSarah wrote:This looks pretty good as a headline; unfortunately I suspect it won't stand up to detailed scrutiny though. Presumably these statistics don't take account of the 1% (or more) 'top-up' that TopCashBack apply for all members, or the 5% bonus they add upon pay-out by Tesco, Love2Shop or Amazon vouchers? How much lower would the 80% figure be if the TCB rates are increased by 6%? That still wouldn't be a completely fair comparison though, since TCB are happy to match imutual rates before adding their 5% bonus. Savvy shoppers will surely figure that out - the shares are the remaining selling point for imutual, but they're a harder sell than cashback!
I believe that they do take account of this, as tcb include that 1% top-up in their headline rates. For example, they offer 5.05% at Groupon - I believe they receive 5% commission so you can see that the "top up" has been automatically calculated and applied. Curiously, Quidco only offer 4%. imutual offers 8%Sarah wrote:Presumably these statistics don't take account of the 1% (or more) 'top-up' that TopCashBack apply for all members
And when did he start thenrichard@imutual wrote:
And we have our own benefits (shares, claims record, appeals process, mutual ownership and accountability, good-looking CEO) which I purposely didn't mention because the subject was specifically cashback rates.
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