Hiya new lad here

Where new members can introduce themselves and others can make them feel welcome :)
butler1882
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Hiya new lad here

Post by butler1882 » Wed Nov 14, 2018 8:35 am

Morning all. Just signed up to the forum. Not sure what to expect. Il have a look around and see what it’s all about. If anyone can give me any pointers that would be great!

Thanks a lot and have a good day :thumbup:

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Re: Hiya new lad here

Post by William Joseph1 » Wed Nov 14, 2018 8:38 am

Hello and welcome any questions do ask. People all want different things so pointers are difficult. But the forum is extensive so take your time and wade through it. Your sure to find something to take your fancy.
It is polite to thank a post. If you like it or if you feel it has helped you. Use the thumb up on the top right of the post.

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Re: Hiya new lad here

Post by Boro Boy » Wed Nov 14, 2018 10:07 am

Welcome on board...! :thumbup:

As a fresh look at things it would be interesting to hear back from you on what you think is the good & bad things on iMutual and what changes/additions you'd like to see that would attract you and other new members back more often...?
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Re: Hiya new lad here

Post by blythburgh » Wed Nov 14, 2018 11:08 am

Welcome butler1882. Richard (da boss man) has returned to work full time on imutual and is gradually working on improvements to the site. Most of which we do not notice at the moment but are necessary.

I would say hit the "new posts" link daily and read the ones that look as if they might be of interest.

Any other questions just ask, someone will know the answer.
Keep smiling because the light at the end of someone's tunnel may be you, Ron Cheneler

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Re: Hiya new lad here

Post by expressman33 » Wed Nov 14, 2018 3:04 pm

welcome to the forums Butler1882 , hope you contribute to the discussions and also do the you can make a bit of spare cash doing the daily clicks ( but not as much as you could make a few months ago ) :thumbup:

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Re: Hiya new lad here

Post by AAAlphaThunder » Thu Nov 15, 2018 6:10 am

Firstly and foremost, Hi and Welcome butler1882

What imutual is all about is a pretty simple idea: “You get some real hard cash paid back to you when you buy from a vast number of online shops (merchants).”

Most of the major retailers / shops are listed at imutual, and a good chunk of smaller / independents. PLUS utility companies, insurance, car hire comparisons, SIM contracts, SIM cards etc. If the shop (merchant) is listed at imutual, then simply login to your account, search for the shop (merchant) and click through via the imutual link. You will see on the imutual shop (merchant) page what rewards are available for each type of purchase, eg £160 broadband & line rental, £60 broadband only. Once at the shop (merchant) website just carry on and browse and buy as you normally would.

After that, everything is exactly the same. The prices are the same, the service is the same, the shop is the same, you still get the normal Nectar, Loyalty Points, Avios, Credit Card Points, Credit Card Cashback etc. The only difference is that the shop pays imutual a little bit of money for 'sending' you as a customer as in “commission” to imutual. Then imutual passes the “commission” money on to the imutual member whose account the transaction went through.

Most adverts you see online use the same method as imutual except instead of giving us the “commission” cashback they keep it for themselves!!!

With respect to time, it normally takes between several weeks to a few months for the money to be paid. The statement (top of page in centre next to your name) lists all of your transactions with full details.

http://www.imutual.co.uk/statement

The cashback is generally between several pounds to a few hundred pounds depending upon what the original transaction was. Slow and steady the money does build up to thousands of pounds (yes I have cashed out thousands of pounds). You can withdraw it to your bank account, PayPal etc as soon as it turns to 'Awarded' status FREE-of-charge.

The unique characteristic about imutual is "FREE imutual Shares". When you earn cashback, you also receive (free, gratis and for nothing) shares in the imutual PLC company. Right now, they aren't worth the paper they're written on – they're just a number on the screen. But the aim is that if the site ever becomes really big and successful, they will convert into actual genuine real shares, worth actual genuine real money – hard GBP. There's no downside to having the shares (you won't have to invest any money!). The idea is that we all have an interest in the site doing well because we sort of own a bit of it. You can safely ignore the whole thing if you want. (Note – some of the imutual members have formed an entirely separate Share Dealing Club – the imutual Cashback Investment Club – see my comments further down for more info).

Additionally, there are the daily clicks (you do NOT need to buy anything) - you simply click through via imutual to the merchant and do what it says in the description, eg make a flight search and the money tracks. I'm not sure how much the daily clicks add up to per day currently as I have bigger fish to fry. It is however easy money for those who choose to do them day-in day-out.

http://www.imutual.co.uk/easy-cashback

Finally, and by no means the least is the imutual Cashback Investment Club (CIC) where the cashback you earned can if you so wish (this is TOTALLY optional) be transferred into a Club that trades in shares. I personally have invested ALL of my cashback since the inception of the CIC into the CIC – that doesn't mean you have to do the same – but it is an option for you to think about. Further reading:

viewtopic.php?f=23&t=58172

If you have any questions, or just fancy a natter, pop into the forums. We're friendly, have wildly conflicting views, and will offer what random advice we can. There's a proper query function too, but you'll often get a quicker response on the forum. There's also a Help section (top right).

http://www.imutual.co.uk/help

Of use to you will be the reports menu that lists different statistics, both about your own account and imutual in general.

http://www.imutual.co.uk/reports

I wish you every success at imutual and hope you make money, learn new things and meet some extraordinary, genuine and amazing people.

Happy Cashbacking :)

Kind Regards
AAAlphaThunder (pronounced "Triple-A Alpha Thunder")
[Secretary] imutual Cashback Investment Club

kevinchess1
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Re: Hiya new lad here

Post by kevinchess1 » Thu Nov 15, 2018 3:00 pm

Hi and well come :thumbup:

I was a big fan of on the buses :?
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butler1882
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Re: Hiya new lad here

Post by butler1882 » Thu Nov 15, 2018 3:07 pm

kevinchess1 wrote:Hi and well come :thumbup:

I was a big fan of on the buses :?

:clap:

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Re: Hiya new lad here

Post by BoredBoy » Fri Nov 16, 2018 8:43 am

Welcome. I've been here a while but never bothered with the forums. Just having a browse today.

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Re: Hiya new lad here

Post by Boro Boy » Fri Nov 16, 2018 9:55 am

BoredBoy wrote:Welcome. I've been here a while but never bothered with the forums. Just having a browse today.
That's a shame... What would encourage you to join in more in the forums and quizzes? :)

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