How we compare with other cashback sites

[cccashbacklover]

The time involved in submitting a HCP is probably more cost effective than the time involved in doing recurring clicks for coppers.

Strange comparison when people can do both if they wish.

[One Eyed Snake]

The time involved in submitting a HCP is probably more cost effective than the time involved in doing recurring clicks for coppers.

Strange comparison when people can do both if they wish.

Of course they can. My comment wasn't suggesting otherwise, merely a riposte to the suggestion doing HCPs to get a bigger payout was a time consuming exercise for the reward:

OES - if we're talking about existing tcb users who can get a better rate at imutual on merchants they use regularly, I guess they'll fall into two camps: those who are prepared to take the time to submit a HCP request each time they do a transaction through tcb; and those who prefer just to go via imutual, get the highest rate and not have to do any more.

[kevinchess1]

One thing that would increase the actuall cashback paid by IMutual which isn't done at Quiditchco and TCB would be a 'High Roller Bonus'
If people cashout £100+ then add £1 to it

[Richard Frost]

10% might encourage me to save my cashback but 1% would not. and where would the benefit be to imutual? It is not as if they would gain any worthwhile interest with rates as they are at the moment.

[Sarah]

Maybe not but is there any borrowing to offset?

[kevinchess1]

They used to go it at Rpoints
The idea was to dissuade people from cashing out small amounts often
Not syre if it was because of bank charges or interest earnt on balances
Maybe Richard will comment

[Luke_PieStalker]

They used to go it at Rpointst

He means they used to go at it at Rpoints. Still braggs about the New years bash 2006.

[Richard Frost]

Although we have a Directors Guarantee over unredeemed cashback balances, I don't want to encourage people to use imutual as a bank account. And if we could afford to give any additional 'bonuses' I'd rather we did that in the form of higher cashback rates - which will make us more competitive and attract additional members.

[kevinchess1]

Then why not have an automatic payment scheme like they do at Quiditchco
Would take the pressure of the Guarantee as well

[richard@imutual]

Good idea